Comparisons
The prices, the limits and the date every figure was checked. And also the six situations where another one on this list will serve you better than we will, each one named.
Compatible integrations and formats
WhatsApp
Last check
4 August 2026
Each program against its own site: its pricing page, its plan table and its public documentation.
Other people's prices change without notice. Before you decide, confirm the rate on its owner's site.
First things first
A comparison earns trust through what it refuses to say, not through what it claims. All four of these were written in some draft of this site, and all four fell apart the moment we went to check them.
We do not say it
“The only one with artificial intelligence.”
Why
Not true. All eleven have AI in their product, each applied to something different. Holded and Zoho also publish an MCP server for working from Claude, exactly as we do. Being the only one at something has to be checked before it is written, and this did not hold up.
We do not say it
“The program certified by the tax office.”
Why
That category does not exist. Royal Decree 1007/2023 does not certify programs: what it requires is a responsible declaration from the maker. We do not have such a certification and we cannot deny it to anyone else either, because the yardstick would be invented.
We do not say it
“Cheaper than every other one.”
Why
We are not. Anfix starts at €4.99/month, Facturaly at €6.45 and Billin at €6.60 plus VAT, all three below our €6.90. And FacturaDirecta and Contasimple have a permanent free plan, a price we do not compete with.
We do not say it
“Sage does not publish its prices.”
Why
What actually happened is different: we could not read them. Its site returns a 403 and pages with no rendered text, so its card says “you have to ask” and not “they do not publish it”. The difference looks small and it is the whole difference.
The entry price
Ten entry prices on the same scale, with ours in the place it belongs. Under each bar is what that figure leaves out: the invoices that fit in a year, the users included and what is charged separately. That is where the cost from the second month on really changes.
Anfix
€4.99/month
Básico carries 60 invoices, 60 receipts, 60 quotes and 60 automatic expense scans a year, with one user and the app. The API is Premium-only at €83.33/month billed annually, and stock is offered as an additional module.
Facturaly
€6.45/month
Its Basic plan caps at 60 invoices and 240 expenses a year, with one user; ten users come to €27.45/month. It names an API among its features but publishes no documentation for integrators.
Billin
€6.60/month plus VAT
€80 plus VAT a year. It includes one user, up to 5 clients and 10 products; sales documents and electronic invoices are unlimited. It scans five documents a month and reserves the public API for Ilimitado.
FactuareaThat's us
€6.90/month plus VAT
Emprendedor billed annually, or €9.90 paid monthly. It carries 500 documents a year, one user, uncapped clients, products and series, API and MCP. Delivery notes, proformas, recurring documents and Facturae start on Empresario at €18.90/month billed annually.
Cuéntica
€9/month plus VAT
That plan is called “Facturación”: full management is the next step up, €19/month. It publishes no MCP server of its own, although a community one exists along with the Zapier connector over its API.
Declarando
€9.90/month plus VAT
This is its Verifactu Plus plan, invoicing only, with unlimited invoices and five expenses a month. Its plans with an adviser run from €29.90 to €49.90/month plus VAT depending on who files your taxes, your usual accountant or them.
FacturaDirecta
€10/month plus VAT, or free
Its Gratis plan is free forever and carries VeriFactu, API, Zapier and webhooks, capped at 10 clients and 10 products. The paid Básico plan raises that to 100 clients and 25 products for €10 plus VAT a month.
Contasimple
€10.95/month
Its free plan gives 12 documents a year, 10 clients and 5 products. The Profesional plan at €10.95 carries one user, 50 products and 100 MB of storage.
Quipu
€14/month
€168 a year billed annually and €17/month on its own. It carries one user and each extra one costs €5/month. The API starts on its Solution plan, €300 a year, with 500 calls a month.
Holded
€15/month
The €7.50/month it advertises is its -50% promotion for three months; the list price of the Plus plan is €15.00. That plan carries 250 invoices a year and zero recurring invoices. Inventory is an add-on from €25/month and each extra user costs €10/month.
Zoho Books$12/month per organisation
SageYou have to askAmounts as published for annual billing and checked on 4 August 2026. Some quote them with VAT on top and others do not say, so the scale is for sorting, not for signing: the small print is on each owner's site.
Entry plans, side by side
Billin and Anfix cost less to start, but their plans are not smaller versions of ours. This is exactly what each price includes, including features they provide that we reserve for Empresario or do not offer today.
Factuarea versus
BillinAnnual difference
Factuarea +€2.80
With Factuarea
With Billin
Factuarea versus
AnfixAnnual difference
Factuarea +€22.92
With Factuarea
With Anfix
One by one
What it is, what it costs to start, the limit worth looking at and when it fits you better than we do. Pick the one you already use or the one you are being pushed towards.
The eleven
ERP
HoldedAn ERP with invoicing, accounting, treasury, CRM, HR and inventory. It meets VeriFactu and publishes an MCP server and an API, exactly as we do.
Published entry price
€15/month
The €7.50/month it advertises is its -50% promotion for three months; the list price of the Plus plan is €15.00. That plan carries 250 invoices a year and zero recurring invoices. Inventory is an add-on from €25/month and each extra user costs €10/month.
It fits you better than we do if
You need a full ERP with accounting, treasury and CRM in a single tool, or your team already works with its modules.
Checked on 4 August 2026 at holded.com/es/precios
Read the full comparisonWhen we are not the answer
None of the six costs us a customer we were going to keep. What they prevent is somebody paying for two months to find out in the third week what was already written here.
If this is you
I want to keep the accounts, the balance sheets and the annual statements inside the same program.
We do not do accounting, and we are not planning to. Sage 50 and Holded include it, and Anfix offers it in its accounting tiers; that advantage should not be confused with the €4.99 Básico plan shown on the price scale.
If this is you
I want a person to review my taxes, not just the program I invoice with.
We are the program, not the accountant. Declarando is a tax practice with its own software, and Cuéntica pairs invoicing with an accountant.
If this is you
I want to start without paying anything and stay there while I invoice very little.
We have no free plan: ten days of trial without a card and then €6.90/month billed annually. FacturaDirecta has a free-forever plan with VeriFactu, API and webhooks, capped at 10 clients and 10 products, and Contasimple another one with 12 documents a year.
If this is you
I invoice in several countries and I want to run all of it from one tool.
Ours is built for Spain: VeriFactu, Facturae and the Spanish tax forms. Zoho Books is a global suite with CRM and inventory, designed for many countries.
If this is you
I take a photo of the receipt and I want it to turn into an expense on its own.
Automatic receipt reading is not part of any of our plans today. Billin has a reader for invoices and receipts, Quipu digitises receipts with a per-plan quota and Anfix has its own expense OCR.
If this is you
I need electronic invoicing for public administrations from the very first euro.
Here Facturae starts on the Empresario plan, €18.90/month billed annually, not on the entry plan. Facturaly marks it on all three of its plans, and Billin, Contasimple, Cuéntica, FacturaDirecta, Holded and Sage issue it too.
All six come from the same check of 4 August 2026, and in all six what is said about the other one is what that product declares about itself. If none of them is you, then yes: keep reading.
Comparisons written
HoldedAn ERP with accounting, treasury and CRM. It meets VeriFactu and publishes an MCP server and an API, exactly as we do: what differs is the scope and the list price. Checked on 4 August 2026.Read comparison
OdooA separate comparison, with whatever can be checked about its product and the date it was checked.Read comparison
FactusolA separate comparison, with whatever can be checked about its product and the date it was checked.Read comparisonYou will find neither a price nor a shortcoming for Odoo or Factusol here: they are not part of the 4 August 2026 check, which covers the eleven above. Whatever there is to say about them belongs on their own page, with its own date.
What people ask
On 4 August 2026, one by one against each owner's site: its pricing page, its plan table and its public documentation. All eleven carry that same date. Prices and features change without notice, so before deciding it is worth confirming the rate on each site.
No card and no call from anyone. If in those ten days you find another one on the list fits you better, this page had already told you.
